Get mortgage-ready.
Not mortgage-stressed.

Hommie analyses your finances and gives you a personalised score and plan — so you apply with confidence, not confusion.

How It Works

From confusion to clarity, in three steps.

Connect accounts icon

1. Tell us about your finances

Answer a few simple questions about your income, spending, and savings. No bank logins, no spreadsheets, just an honest picture of where you are right now.

Readiness score icon

2. Get your Readiness Score

See a clear score that shows how mortgage-ready you are today. We break it down simply so you know exactly what's working in your favour, and what isn't.

Personalized plan icon

3. See what to work on next

Get practical, prioritised steps based on your answers. Small changes that move you closer to approval, at your own pace.

Check how much home you can afford

Get an instant estimate of your home-buying potential. Perfect for individuals or couples buying together.

Who's buying?

Your Financial Details

Savings & Mortgage

Did you know?

Discover insights about home buying and see how Hommie can help you succeed

67%

of buyers are turned away on their first mortgage application

7 years

average time to save for a deposit

3x faster

Hommie users improve their mortgage readiness

23%

of first-time buyers know their credit score

Real-time

track your progress with Hommie

Drag the top card left or right to reveal the next one

Buying your first home, possible and clear.

Join the Hommie beta today.